How To Avoid Long-Term Cost Of Medical Care After A Car Accident

December 20, 2020

Many people don’t know where to start after being involved in an auto accident.

Many people just want to be done with it, so they accept the first settlement offer their insurance company gives them without really pursuing any damages.

However, covering your immediate healthcare costs can leave you paying out of pocket for long-term expenses.

People often agree to a settlement before they completely understand the long-term repercussions of their accident.

Some medical conditions won’t present themselves for days or weeks after the accident.

Here are some Delayed Car Accident Injury Symptoms To Pay Attention To.

The best way to avoid paying for long term medical costs after an accident is to seek immediate medical treatment no matter how you feel.

Insurance companies are much more likely to pay you what you deserve if a qualified Nashville car accident doctor properly documents your injuries.

Early medical care can also spot injuries that might not show symptoms yet. 

This allows you to start treating them right away and avoid any surprises down the road.

Insurance companies are in business to make money, so they want you to settle quickly for as little as possible.

You shouldn’t accept the first settlement offer made by your insurance company, especially if you haven’t seen a doctor or spoken to a personal injury attorney.

Your doctor will make sure you don’t have any underlying injuries that will need long-term care.

It will be vital for you to understand how your injuries today can affect your long-term health.

Your personal injury attorney understands the nuances of car accident cases and will be able to help you get the settlement you deserve.

In the article below, we’ll take a look at how you can avoid paying long-term medical costs after an auto accident.

The Cost of Medical Care

After a car accident you will likely have to undergo expensive tests and examinations to diagnose your injuries.

If you’ve suffered a head injury in your accident, you will undergo imaging tests to rule out, or confirm, a concussion or traumatic brain injury.

Depending on your injuries, you may need x-rays, MRIs, or CT scans. None of those tests are cheap, especially if your insurance company isn’t covering the bills.

When you seek medical care immediately after your accident, it will increase your claim’s validity and force the insurance company to cooperate.

Related Post: Costs After a Car Accident

When you have documentation outlining your injuries and confirming that they were caused by your accident, your insurance company won’t be able to put up much of a fight.

They are also much more likely to pay for long-term care if you were diagnosed early and begin treatment soon after your accident.

But, if you don’t seek medical attention after your accident and your injuries aren’t documented, long-term care and testing likely won’t be covered by your insurance company.

You need to act swiftly after your accident or your insurance company will put up a fight and try to get out of paying for your treatment.

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Long-Term Costs Associated with Auto Accidents

Long-term care is a general term that can apply to various services that can be provided to you after being injured in a car accident.

Long-term care can be temporary or permanent.

Long-term care allows someone injured in an accident to recover from their injuries and live as independently as possible.

Even a seemingly minor injury can result in long-term medical costs.

If you were recently injured in a car accident, it is in your best interest to work with an experienced personal injury attorney and your doctor or chiropractor to determine what medical costs you may incur in the future.

Some future medical costs for your injuries can include:

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Surgical Costs

Severe injuries can often require extensive surgeries in order to make a complete recovery.

Surgeries cost thousands of dollars. They aren’t always covered by regular health insurance, leaving you to figure out how to pay for them out of pocket.

This is one of the many reasons you should speak with an accident attorney as soon as possible.

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Prescription Costs

Whether they are pain killers, antibiotics, or something else, prescription medications can cost hundreds of dollars a pill without insurance coverage.

Severe injuries often require numerous medications and long-term therapy, especially if you are dealing with chronic pain.

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Psychological Costs

This is often overlooked, but car accidents can be one of the most traumatic experiences a person will go through.

Some people suffer from PTSD long after their accident or develop a fear of driving.

Psychological care will cost you thousands of dollars.

A car accident attorney will help you pursue the compensation you need to cover your injuries’ psychological costs.

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Physical Therapy and Chiropractic Care

Many injuries will require physical therapy or chiropractic care in order for the victim to make a complete recovery.

This often results in the loss of long-term wages, and the cost of a physical therapist or chiropractor can add up quickly.

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Brain Injuries

It’s not uncommon for car accident victims to suffer a brain injury like a concussion or TBI (traumatic brain injury).

If you suffer a brain injury, there’s a possibility you will have to spend the rest of your life in counseling or rehab and endure multiple surgeries.

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Medical Equipment

If you suffer a severe injury, you may have to purchase and use medical equipment like wheelchairs, braces, or respirators.

Medical equipment can cost thousands of dollars, and that’s not including the costs of maintaining or upgrading it in the future that can leave you with unexpected long-term expenses.

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Paying for Long Term Care

Not all insurance pay for your medical expenses, especially long-term care, even if it’s temporary.

Sometimes insurance companies sell long-term plans separately.

These plans will vary in price, but not having one could cost you tens of thousands of dollars if you’re in a car crash.

The best way to combat the astronomical prices of long-term care is to work with a car accident injury attorney and file a personal injury lawsuit.

If someone else’s negligence caused your car accident, you could file a personal injury claim.

Filing a personal injury claim or lawsuit can earn you the compensation that will cover many of the expenses associated with your injury, including:

  • Future medical expenses
  • Pain and suffering
  • Long term care expenses
  • Lost wages
  • Lost future earning capacity
  • Medical expenses

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Don't Put Off Medical Care - Contact Advanced Injury Care Today

If you are ever involved in a car accident, especially if it wasn’t your fault, you should never put off immediate medical treatment or speaking to an attorney.

You have absolutely nothing to lose and everything to gain when you get your injuries documented and speak to an attorney.

The Chiropractors with Advanced Injury Care have years of experience helping the victims of Car Accidents with their recovery. 

Do not put off treatment after you become injured in an Auto Accident. 

Please let the experts at Advanced Injury Care diagnose and treat your accident injury as soon as possible after the accident.

Advanced Injury Care will complete a thorough examination and ensure that you have all the documentation your insurance company needs so you can promptly turn it into them. 

If you need long-term treatment after your accident, our Chiropractors will ensure that you receive the proper treatment and attention that your injury deserves, no matter how long it takes. 

Our chiropractors can also provide you with an attorney referral so you can get the help you need with your car accident injury lawsuit.

The law firm you work with will ensure that you receive the amount of compensation you are owed for your long-term medical bills and treatment expenses. 

Do not put this off any longer; click below to schedule a Free Consultation with Advanced Injury Care today. 

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